Instant Money Transfer Karte Samay Dhayan Rakhien Ye Sabhi Baatein

Bhadte huye digital market mein aaj hum sabhi bahut se kaam online karna pasand karte hai. Issi online marketing ka ek part humari banking services bhi hai. Kisi bhi payment ko kahin bhi send karna aaj humare liye itna jyada easy ho gaya hai jiske baare mein hum kuch saal pehle tak soch bhi nahi sakte the. Humari country ki ek important bank SBI ne kuch samay pehle hi Instant Money Transfer(IMT) ko shuru kiya, jiska aaj bhi har jagah use kiya jaata hai. Yeh service na sirf aapka time save karti hai balki risk ko bhi kam karti hai. Lekin ye jitni easy aur fast hai, utni hi is service ko use karte samay, saavdhaani bhi zaroori hai. Issi ke chalte Instant Money Transfer (IMT) ke samay kuch baaton ka dhayan rakhne ke liye kaha jaata hai. Jaante hain unn sabhi points ko jo aapko Instant Money Transfer (IMT) use karte samay use karna chaiye.

 

 

Kisi ko payments transfer karne se pehle aapko uss person ya firm/company ki kuch basic details chaiye hogi jo ki mandatory hai. Net banking ke alawa kuch SBI ATMs aise bhi hai jo aapki details ko ek baar beneficiary add kar lete hai jis se next time aap bina debit card ke bhi unse money withdraw kar sakte hain. Add kiye gaye beneficiary details ko aap apne SBI net banking online section mein jaa kar save kar sakte hain jis se aapko baar baar details ki entry na karna pade.

 

Kisi bhi new beneficiary account ko approved karne ke liye bank authority kam se kam 4 hours ka time leti hai, jismein second party ki details ko cross check kiya jaata hai. Kisi bhi naye account mein instant money transfer karte samay bulk amount ko shuruaat mein hi transfer na karein. New account mein sabse chota amount jaise Rs 100 transfer kar ke dekhein. Agar aapki transaction successful hoti hai to bacha hua amount bhi transfer karein. Iss tarah aap ek bade risk se bach sakte hain.

 

Instant money transfer (IMT) ke case mein aapko bank ko bahut hi kam service charge dena padta. Yeh service/transaction fee RTGS aur NEFT se kaafi kam hoti hai. In case aapke dwara send kiya gaya amount beneficiary account mein transfer nahi ho pata hai to aap bank ko iske regarding ek request raise kar sakte hain. Iss request ke basis par bank amount ko 2 days mein aapke account mein refund kar deti hai. Lekin iss situation mein aapko transaction fee refund nahi ki jaaegi.

 

SBI ATMs se bina debit card ke money withdraw karne ki service abhi kuch hi ATMs par available ho paayi hai. Jaldi hi yeh service sabhi ATMs par available kara di jaaengi.

 

 

Facebook Comments

Recommended For You

About the Author: Prachi Kulshrestha

Leave a Reply

Your email address will not be published.

%d bloggers like this: